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Thursday, 23 May 2019

Election Results 2019


17th Lok Sabha Election Result Live Update





The Loc Sabha Elections are being conducted in 7 phases from 11th April 2019 to 19th May 2019. Apart from these 29 states, the Loc Sabha elections had earlier concluded in India. While the results of the Loc Sabha elections will be declared on 23rd May 2019. 
Lok Sabha Election 2019 Live Updates Results– Elections are just around the corner and the political parties are getting started to plan their strategy. Everyone wants to win 2019 Lok Sabha Election and are all set to make new records. The list of the candidates is still not out. However, the list will be out prior to the elections only and in some cases, parties may declare them sooner than expected.

Lok Sabha Election Result Live Update


The running government has worked for four years. Nevertheless, The Election commission of India has made no statement to tell the expected date of election but it is expected to conduct in the month of May next year. Though, they will be soon releasing the official details related to the Lok Sabha 2019 Elections such as polling dates, nominations, withdrawal of nominations and counting dates.

Election Results 2019


In this year's Lok Sabha election 2019, around 90 crore people are eligible to vote this time. The number is an increase of about 9 crore compared to last time. It is estimated that about 13 crore voters this time will be first-time voters. The actual number of people who do vote, however, is far less. Even though 2014 saw the highest turnout ever in independent India's history at 66.4 per cent, it meant a huge 27.3 crore people did not vote.


Holding elections in India, world's seventh largest nation by area and second most populous country is a complex process. The model code of conduct has already been put in place for this year's election where nearly 2,000 parties and over 8,000 candidates will be contesting elections for 543 seats. The model code of conduct is a set of guidelines that candidates, and political parties and governments must follow to keep elections fair.
Two-thirds of Indians are under 35. With 43 crore Indians owning a smartphone, half a billion using the Internet, 30 crore using Facebook, 20 crore sending messages on WhatsApp and 3 crore users on Twitter, political parties and candidates will aggressively use new technology and social media to win the hearts and minds of young voters.

Millions of poll workers, police and security personnel are deployed in cities, towns, villages and hamlets. They use planes, boats, trains, helicopters, elephants and camels and travel by foot to reach far flung voters, because every vote counts. Elections in India are nothing less than a "festival of democracy."

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Tuesday, 14 May 2019

Five steps to follow before you take a loan


  • Five steps to follow before you take a loan

For business requirement, or higher studies, or footing the medical bills or housing loans, there are an array of loan categories available in the market.


Getting a small business loan is a major hurdle facing small businesses, mainly due to tight lending standards by banks.

These simple steps will guide you to avail loan.




why do I need this loan?

First up is knowing exactly what type of loan you need.

That decision impacts the size and duration of the loan, as well as the interest rates attached to the loan.

After all, auto loans and mortgage loans, for example, are entirely different loan products, and each needs to be treated uniquely.

It is essential to understand the main purpose of the loan.

 Write down the approximate amount of money you require and find out the type of loan and repayment tenure that may suits you the best.

The lending platforms can be used as guidelines for the exact loan requirement and through machine learning, the loan requirement can be determined easily.

Decide which type of loan is right for you.

Your reasons for needing the loan will dictate the type of small-business loan you get.

If you’re starting a business, it’s virtually impossible to get a loan in your company’s first year.
 Lenders require cash flow to support repayment of the loan, so startups are typically immediately disqualified from financing.

For merchants, assessing the sale opportunity is the key to understand the loan requirement as many people for stocking up sales in these festival seasons take a prior loan for the marketing spend to boost their sales.

Standard loans include:

Mortgage loans
Auto loans
Student loans
Small business loans
Personal loans
Home equity or home line of credit loans

Determine the best type of small-business lender.

You can get small-business loans from several places, including banks, nonprofit microlenders and online lenders. These lenders offer products including term loans, lines of credit and accounts receivable financing.

 One has to pay interest along with the amount of loan.

It is an additional outflow of cash, you must do a thorough research of the rate of interest applied by different loan providers in the market.

The interest rate helps in determining how much capital we can borrow and this helps us not to go overboard and end up over borrowing.

USE BANKS WHEN:

You can provide collateral.

You have good credit.

You don’t need cash fast.



USE ONLINE LENDERS WHEN:

You lack collateral.

You lack time in business.

You need funding quickly.


Find out if you qualify.

Your place on the credit spectrum is one factor that will determine which loans you’ll qualify for.
 You can get your credit report for free from each of the three major credit bureaus — Equifax, Experian and TransUnion — once a year.

You can get your credit score for free from several credit card issuers as well as personal finance websites, including NerdWallet.

When a bank or lender requests your credit score, credit reporting agencies compute the score using a proprietary algorithm.

While borrowers won't know the exact score lenders are using, they can use their credit scores to understand generally how they appear to lenders, risk-wise.

Younger consumers looking to bolster their credit history can take several key steps. For starters, check with your landlord to report monthly rent payments to the three major credit bureaus.

Additionally, leverage a low-interest card when making smaller purchases like a coffee and danish at Starbucks or by paying your dry-cleaning bill, then be sure to pay the credit card bill on time.


gather your documents.

Start by sticking to one lender at a time.

Typically, lenders will pull a copy of your credit report, an action that triggers an uptick on your credit score.

Applying to multiple lenders could result in repeated negative hits on your credit score, so that approach should be avoided.

lenders will want to see the following personal financial information on a loan application.
Proof of employment.

List of other loans and debt obligations, including mortgage and credit card debt
Social Security number.

In some cases, you may be required to provide proof of income, such as pay stubs or past tax returns.
Copy of your driver's license

Depending on the lender, you’ll need to submit a combination of the following documents with your application:

Business and personal tax returns
Business and personal bank statements
Business financial statements
Business legal documents

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Friday, 10 May 2019

Career Guidance & Courses After 12th In Medical Field


Career Guidance & Courses After 12th In Medical Field




Abbreviations:

PH       Physically Handicapped
 PR       Percentile Rank          
GOV    Government    
DS       Defense Service
AIR       All India Rank
GIA       Grant-in-Aid
SEBC    Socially & Economically Backward Class (OBC-NCL)
AIQ     All India Quota           
SFI       Self Financed Institute
SC        Scheduled Caste
ST        Scheduled Tribe
GQ       Government Quota
MQ      Management Quota
PCB      Physics Chemistry Biology
VQ       Vacant Quota
PCBE    Physics Chemistry Biology English



Courses After 12th In Medical Field

Course
Name
Duration
Seats




Gov
SFI
MBBS
Bachelor of Medicine & Bachelor of Surgery
4.5 + 1*
1300
2700
BDS
Bachelor of Dental Surgery
4 + 1*
200
955
BAMS
Bachelor of Ayurvedic Medicine and Surgery     
4.5 + 1*
440
1280
BHMS                                          
Bachelor of Homeopathic Medicine and Surgery
4.5 + 1*
500
2725
BNAY                                           
Bachelor of Naturopathy & Yogic Science        
4.5 + 1*
0
30
BSMS
Bachelor of Siddha Medicine and Surgery
4.5 + 1*
0
0
BUMS
Bachelor of Unani Medicine and Surgery
4.5 + 1*
0
0





BPT
Bachelor of Physiotherapy
4.5 + 0.5*
380
4115
BO
Bachelor of Optometry
3 + 1*
0
245
BASLP
Bachelor of Audiology & Speech Language Pathology
3 + 1*
0
25
BOP
Bachelor in Orthotics and Prosthetics
4 + 0.5*
10
0
BOT
Bachelor of Occupational Therapy
4 + 0.5*
10
0
B.Sc. Nursing
Bachelor of Science in Nursing
4
400
4325
GNM
General Nursing & Mid-wifery (Diploma)
3
935
5740
ANM
Auxiliary Nurses and Midwives (Diploma)
2
610
3055
B. Pharm
Bachelor of Pharmacy
4
235
4800
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